Eligibility & Documents
Simple criteria, minimal paperwork
Most Indians qualify in under a minute. Here's everything you need before you apply.
Who can apply
Age
21 to 60 years at time of application
Income
Min ₹25,000/mo (salaried) or ₹3L net annual (self-employed)
Employment
Salaried 6+ months in current job, or 2+ years business vintage
Credit score
CIBIL score of 700 and above preferred
Documents required
For salaried
- PAN card
- Aadhaar card
- Last 3 months salary slips
- Last 3 months bank statement
- Latest Form 16
For self-employed
- PAN card
- Aadhaar card
- Last 2 years ITR
- Last 6 months bank statement
- Business proof / GST registration