Partnered with RBI-registered NBFC

Quick credit,
when you need it.

Personal loans from ₹5,000 to ₹75,000 — approved in minutes, disbursed the same day. Fully digital, transparent pricing, no collateral.

Representative APR 26%–42% inclusive of interest & processing fees (2%–4%). Final rate disclosed in your Key Fact Statement before acceptance.

₹75K
Max loan
1.75%
Per month from
Same day
Disbursal

EMI Calculator

Instant estimate
Loan amount₹50,000
₹5K₹75K
Interest rate2.00% / month (24% p.a.)
1.75%/mo3%/mo
Tenure12 months
3 mo18 mo
Monthly EMI
₹4,728
Total interest
₹6,736
Total payable
₹56,736
RBI framework compliant256-bit encryptionTransparent KFSPan-India service
Loan Products

A loan for every life moment

View all products

Quick Loan

From 2.5%/mo

₹5,000 – ₹25,000 for short-term needs. Repay over 3 – 6 months.

Apply now

Personal Loan

From 1.75%/mo

₹25,000 – ₹75,000 for planned spends. Flexible 6 – 18 month tenures.

Apply now
How it works

Three steps to your loan

1

Apply online

Fill a 2-minute form with your basic details and KYC.

2

Get approved

Instant eligibility decision with a soft credit check.

3

Receive funds

Money credited to your bank account in as little as 24 hours.

Why Privena

Built on trust.
Designed for India.

Privena Financial Services Private Limited is a Loan Service Provider (LSP) partnering with an RBI-registered NBFC to make credit simple, fair, and accessible for every Indian.

About Privena

From 1.75% / month

Transparent monthly pricing — APR and fees disclosed upfront.

Same-day disbursal

Approved loans hit your account within hours.

Bank-grade security

End-to-end encryption protects every detail you share.

Customer first

Real humans on call, every day from 8 AM to 10 PM.

Ready to unlock your loan?

Check your eligibility in 60 seconds. No paperwork, no impact on your credit score.