Partnered with RBI-registered NBFC

Loans that move at your speed.

Personal loans from ₹5,000 to ₹75,000 — AI-approved in minutes, disbursed in as fast as 2 hours. No collateral. No CIBIL? You may still qualify.

Representative APR 26%–42% inclusive of interest & processing fees (2%–4%). Final rate disclosed in your Key Fact Statement before acceptance.

₹75K
Max loan
1.75%
Per month from
2 hrs
Disbursal

EMI Calculator

Instant estimate
Loan amount₹50,000
₹5K₹75K
Interest rate2.00% / month (24% p.a.)
1.75%/mo3%/mo
Tenure12 months
3 mo18 mo
Monthly EMI
₹4,728
Total interest
₹6,736
Total payable
₹56,736
RBI framework compliant256-bit encryptionTransparent KFSPan-India serviceNo CIBIL score? Still eligible
Loan Products

A loan for every life moment

View all products

Quick Loan

From 2.5%/mo

₹5,000 – ₹25,000 for short-term needs. Repay over 3 – 6 months.

Apply now

Personal Loan

From 1.75%/mo

₹25,000 – ₹75,000 for planned spends. Flexible 6 – 18 month tenures.

Apply now
How it works

Three steps to your loan

1

Apply online

Fill a 2-minute form with your basic details and KYC.

2

Get approved

Instant eligibility decision with a soft credit check.

3

Receive funds

Money credited to your bank account in as fast as 2 hours.

Why Privena

Built on trust.
Designed for India.

Privena Financial Services Private Limited is a Loan Service Provider (LSP) partnering with an RBI-registered NBFC to make credit simple, fair, and accessible for every Indian.

About Privena

From 1.75% / month

Transparent monthly pricing — APR and fees disclosed upfront.

Disbursal within 2 hrs

Approved loans hit your account in as fast as 2 hours.

Bank-grade security

End-to-end encryption protects every detail you share.

AI-powered decisions

Our AI engine evaluates 200+ data signals — not just your bureau score. Faster approvals, fairer pricing, more people served.

Ready to unlock your loan?

Check your eligibility in 60 seconds. No paperwork, no impact on your credit score.